She Lived in 5 Totally different Nations however Selected Malaysia for Retirement

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This as-told-to essay relies on a dialog with Jessica Khine, a 63-year-old retiree dwelling in Penang, Malaysia. It has been edited for size and readability.

I used to be born in Yangon, though I grew up, studied, and later labored in several elements of the world, together with the UK, Japan, and again residence in Myanmar.

I used to be all the time drawn to new experiences and alternatives. My work in funding banking and asset administration introduced me to Singapore for nearly 5 years. After being laid off, I discovered myself in Bali with my then-husband and our seven-year-old daughter, operating a small boutique resort.

After 4 years of island life, I returned to the finance world, taking roles in Japan and later in Myanmar.

We determined to ship our daughter to a boarding faculty in Johor, Malaysia.


A selfie w=of a woman and her daughter.

She initially lived in Johor, the place her daughter was finding out, earlier than shifting to Penang in 2022.

Jessica Khine.



Shifting to Malaysia

By the point I bought laid off once more in late 2018, it simply made sense for us to maneuver to Malaysia. I used to be ready to stick with my daughter on a guardian visa, however my husband at the moment was all the time on a vacationer visa. Once I heard in regards to the Malaysian My Second Residence visa, I assumed, why not go for it?

We utilized for the visa in 2019 and bought it inside three months. Because it’s below the previous scheme, it is legitimate for ten years.

Quickly after, the pandemic hit, and my then-husband returned to Bali to look after his ailing father. With the lengthy separation and journey restrictions, our marriage dissolved.

I used to be nonetheless dwelling in Johor at that time, however after some time, I began to really feel it wasn’t fairly the proper match for me.

An previous buddy informed me he may see me dwelling in Penang as a substitute — it is manner up on Malaysia’s northwest coast, about 430 miles from Johor. I might been there for trip earlier than, and I used to be intrigued, so I made a decision to present it a shot.

After viewing about 40 residences, I lastly discovered a spot I cherished in Tanjong Bungah, a suburb on Penang Island.


The sunrise from a balcony in Penang, Malaysia.

After round 40 residences, she lastly discovered one she cherished in Tanjong Bungah on Penang Island.

Jessica Khine.



It is a 4,760-square-foot rental residence with a fantastic wraparound balcony the place I can watch the dawn. I moved in December 2022 and have been dwelling right here since.

Life as an empty nester in Penang

My daughter is now finding out at a college in London, so I am an empty nester.

My lifeline is three Zumba lessons every week, taught by a neighborhood teacher. There are about 15 of us regulars, and it is turn out to be somewhat group.

I additionally attend a film membership at a neighborhood bookstore, which screens unbiased and arthouse movies three nights every week. There is a analysis institute close by that hosts great talks and e book launches that I take pleasure in attending.


A group photo from a Zumba workout class.

She attends Zumba lessons thrice every week.

Jessica Khine.



For me, Penang presents all the pieces I want — good healthcare, cultural life, and locations of worship. There are wonderful hospitals right here, and temples the place I can worship as a Buddhist.

I additionally purchased a Hokkien-English dictionary, which I have been studying obsessively. Hokkien is a Chinese language dialect generally spoken by locals right here in Penang.

I am a lifelong learner, and that is most likely why I really like the bookstore, the film membership, and assembly new individuals. Once I take into consideration the steadiness of tradition and the richness of on a regular basis life right here, I understand how spoiled I’m by the entry to so many various issues.

I am getting older now and have settled into a pleasant routine. The Malaysian persons are pleasant, my Singaporean pals are close by, and I nonetheless keep up a correspondence with pals all over the world. I am blessed.

Penang seems like residence. I am glad right here and I will be honored if I am allowed to proceed to remain.

Do you could have a narrative to share about relocating to a brand new metropolis? Contact this reporter at agoh@businessinsider.com.


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